www.cimbniaga.co.id production


Tabungan Xtra Valas

Convenient and profitable saving option for foreign currency

  • Competitive interest and exchange rate
  • Free deposit and withdrawal fee for Bank Notes
  • Various choices of currency

Let your USD grow with us in high interest and free of fee

“Saving in a wide selection of currencies is always convenient for me. I also enjoy free transfer & withdrawal fee in addition to attractive interest rate!”

Enjoy the various benefits!

· Attractive Interest Rate

Enjoy competitive interest rate for USD up to 0.3% p.a.

· Free  Administration Fee

No monthly administration fee for various currencies such as: USD, SGD, AUD, EUR, JPY, CAD, HKD, BP, CHF, and NZD (only for USD applies up to Dec 2015).

· Free Deposit & Withdrawal Fee for Bank Notes

Free fee for the currencies under certain conditions and transaction limits.

· Competitive Rates

Enjoy the benefits of doing foreign exchange transaction with competitive currency rates.

· Flexible Transactions

Withdrawals and deposits can be made in IDR as well as foreign currencies.

· Choices of Currency

Avalaible in 11 currencies, namely USD, SGD, AUD, EUR, JPY, CAD, HKD, GBP, CHF, CNY and NZD.

· Deposits in USD

Any conditions are accepted with competitive fees:

Easy transaction anywhere & anytime!

· SMS Notification

Transaction information is sent by SMS with your desired limit to your registeres cell phone number.

· CIMB Clicks – Instant & Secure e- Banking facilities

Instant internet banking service through www.cimbclicks.co.id using mPIN guarantees the security of transactions and enables the online transfer to many banks in Indonesia.

· Go Mobile – Mobile Banking for Banking Transactions at Your Fingertips

Easy and fast access through various types of mobile phone (iPhone, BlackBerry, Android and Java)

· Automatic Fund Transfer

Just set the instructions once in advance and we will send automatic funds on a routine basis to your other CIMB Niaga Account.

· Convenient Transaction With 24 Hours Banking Access

The simplicity of transaction at more than 700 branches all over Indonesia and convenience transaction at millions of ATM networks around the world. Also enjoy access to information and banking transaction anytime & anywhere through Phone Banking 14041, Cash Deposit Machines and Self Service Terminal available at selected CIMB Niaga branches and Digital Lounge.

Account opening requirements:

· Complete the Account Opening Form.

· Photocopy of valid KTP/KITAS/KITAP.

Terms & Conditions:

· Bank Notes deposits and withdrawals in certain currencies only valid at selected CIMB Niaga branches and subject to the availability of Bank Notes.

· Customers must have an IDR savings account before opening a Tabungan Xtra Valas account if they wish to have a debit card.

· Provision fee for withdrawal and deposit will be applied per customer/day with nominal as follows:

Transaction  Transaction Nominal  Fee
Withdrawal Provisions eq. < USD 10.000 Free
excess Max 0.20%
Deposit Provisions  
eq. < USD 20.000 Free  
Max 0.10%


1.       Transactions per customer per day.

2.       Free withdrawal provision exclusively for series F, H and K USD Banknotes.

3.       The treasury will still charge the branch for withdrawal/deposit fees in line with the applicable stipulations.

4.       Any matters beyond the stipulations outlined above shall be submitted to SND Regional Head/Private Banking Business Group Head/the respective authorized official

5.       Deposits and withdrawals of Bank Notes in different currencies shall use the exchange rate applicable at the time.