Product Details
Enjoy attractive interest for your salary & free cash withdrawals at ATMs anywhere! That’s not all; also enjoy FREE MONEY from Poin Xtra as well as the many amazing Credit Card promos.
“With all the benefits that I get from my payroll savings, I'm the luckiest employee ever”
Enjoy the Xtra Facilities & Benefits!
· Bonus interest up to 4.50% p.a.
Monthly Average Balance (IDR) |
Interest (p.a.)* |
< IDR 1 Mio |
0.00% |
IDR 1 Mio - < IDR 25 Mio |
0.50% |
IDR 25 Mio - < IDR 250 Mio |
1.50% |
IDR 250 Mio - < IDR 1 Bio |
2.00% |
IDR 1 Bio - < IDR 10 Bio |
4.50% |
≥ IDR 10 Bio |
4.50% |
*Progressive interest calculation.
· FREE premium and insurance protection
Get the benefits of life insurance protection up to IDR 250 Million, just by maintaining your average monthly balance at a minimum of IDR 500,000.
· Free of fees
Enjoy Debit Card and cash withdrawal free of fees from ATM Bersama, Prima, CIMB Bank ATMs (Malaysia, Singapore, Thailand and Cambodia) and MEPS (Malaysian Electronic Payment System) and MasterCard/Cirrus network. (max. 10 transactions/ account/ month) effective 1 July 2018.
· FREE CIMB Niaga Credit Card annual fee
Enjoy free annual fee on your Credit Card for life.
· Low interest loans
Get cash for various needs, ranging from home renovations, education, weddings, holidays and others with competitive interest rate.
Enjoy shopping & dining as you please
· Get a Debit Card with lots of benefits
Enjoy the awesome experience of shopping wherever and whenever with the MasterCard network – which gives various discounts and attractive cash back options. You can also use your Debit Card to go shopping and withdraw cash overseas with the best exchange rates.
Easy transactions anytime & anywhere
· CIMB Clicks – Xtra instant and Secure Internet Banking
Internet banking through www.cimbclicks.co.id using mPIN guarantees the security of transaction.
· Go Mobile - Mobile Banking for banking transactions at your fingertips
Easy and fast access through various types of cell phones (iPhone, BlackBerry, Android and Java).
· Convenience of transaction with 24 hour banking service
Simple access for transactions at more than 700 branches all over Indonesia and convenient transactions at the millions of ATM networks around the world. Also enjoy access to information and banking transactions anytime & anywhere through Phone Banking 14041, Cash Deposit Machine, Self Service Terminal available at several CIMB Niaga branches and Digital Lounges.
Terms & Conditions
Terms & Conditions for opening an account:
· Complete the Account Opening Form
· Photocopy of Identity Card (KTP)
· Photocopy of NPWP
Fees and Charges
Pembayaran Gaji Pertama (Rp. 500 rb)
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