Enjoy simplicity in budgeting your future
Tabungan Mapan is a terms savings account with a monthly deposit system. You can design your future budget easily with flexibility in the determination of savings term and the amount of monthly deposit.
Benefits of Tabungan Mapan
Flexible
Free to determine the term of the savings and the amount of monthly deposit
Interesting return
Get a yield with attractive interest rate
Practical
Automatically make monthly deposit and cashing on the due date from and to the source of fund account
Easy and Simple
Get a report on the account transaction every 3 months or access it from Phone banking 14041, Go mobile andCIMB clicks
FREE Life Insurance coverage*
FREE Life Insurance without any health check, fee of premium.
Tabungan MapanLife Insurance Illustration (Table 1.2.4)
Cause of Death |
Amount of Insurance Coverage |
|
|
Year I & II |
Year III &etc. |
Illness |
Not covered |
100% of the estimation of the final balance target (maximum of IDR750 million/insured) |
Accident |
200% of theestimation of the final balance target (maximum of IDR1.5 billion/insured) |
|
* terms and conditions apply |
||
Requirements to Open Tabungan Mapan
• Fill out the account opening form and terms and conditions form for Tabungan Mapan
• A copy of Identification Card
• Own a CIMB Niaga Xtra/Tabungan iB Xtra/CIMB Preferred Account/CIMB Niaga Private Banking Account/Giro Perorangan/Individual Giro iB /CIMB Niaga AirAsia Savers/ CIMB Niaga Hypermart Savers/TabunganKu/TabunganKu iB account as source of fund
• Monthly deposit of a minimum of IDR100,000,- per month
(applicable to Mapan regular, not applicable to Mapan Hadiah program)
Table (1.2.4.1)
Term |
Age Requirement |
Insurance Coverage |
|
5-23 months |
Minimum 18 years |
X |
|
2-20 months |
Minimum 18 years maximum 60 years provided that the saver’s age is 65 years old maximum on the due date |
√ |
|
Maximum 6 months |
Age on the account opening >60 years |
X |
Fee
o Administration fee of IDR5,000,- per month, charged starting on the 3rd month from the account opening
o Failed auto debit fee of IDR2,500,- per failed auto debit
o Penalty break (account closing prior to the due date)
• 1% x final balance for floating interest
• 2% x final balance for fixed interest
• Or a minimum of IDR50,000,- whichever is larger
• Paid current interest (Net – after tax)
• Example: customer breaks Tabungan Mapan, final balnce IDR3,649,807 with a floating interest rate, so the penalty break is 1% x IDR3,649,807 = IDR36,498.07 penalty break that will be charged to the customer is IDR50,000