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CIMB NIAGA HYPERMART SAVERS

CIMB Niaga Hypermart Savers

Get 15% cash back every day with CIMB Niaga Hypermart Savers!

Save more for your shopping at Hypermart everyday and get other benefits that make your shopping more fun!

The benefits of having CIMB Niaga Hypermart Savers!

Cash back 15%
It’s so exciting to go shopping everyday and get 15% in Hypermart & Foodmart. Look out and enjoy other interesting program which makes shopping more economical and fun!

·NO fee
Enjoy no fee for monthly administration, debit card, cash withdrawal at ATM Bersama, Prima, CIMB Bank ATMs (Malaysia, Singapore, Thailand and Cambodia) and MEPS (Malaysian Electronic Payment System) as well as MasterCard/Cirrus* network. Effective 1 July 2018, Free Withdrawal Fee using ATM of other banks (via ATM Bersama, ATM Prima, MEPS, Mastercard) max 10 transactions/ account/ month.

Enjoy shopping & dining as you please!

Debit card with lots of benefits
Enjoy the excitement of shopping & dining anywhere and everywhere with MasterCard network which gives various attractive discounts and cash back. You can also use this debit card to go shopping and withdraw money overseas with the best exchange rates!

Easy transaction anytime & anywhere

· CIMB Clicks for extra instant and secure Internet Banking
Internet banking through www.cimbclicks.co.id using mPIN that guarantees the security of transaction.

· Go Mobile for banking transaction at your fingertips.
Easy and fast access through various types of cell phone (iPhone, BlackBerry, Android and Java).

· Convenient transactions with 24 hour banking access
Simple access for transactions at more than 700 branches all over Indonesia and convenient branches all over Indonesia and convenient transactions at million of ATM networks around the world. Also enjoy access to information and banking transaction anytime & anywhere through Phone Banking 14041, Cash Deposit Machines and Self Service Terminal which are available at selected CIMB Niaga branches and Digital Lounge.

· Transaction details in your savings pass book
A facility for you to get the detail of all your transaction in your savings pass book.

Fees

Types of Fees

Amount

Monthly Administration Fee

FREE

Debit Card Fee

FREE

Cash Withdrawal Fee at ATM Bersama and Prima network

FREE

Cash withdrawal Fee at CIMB Bank ATMs

FREE

Cash Withdrawal Fee at MEPS Mastercard/ Cirrus ATMs networks

FREE

Fall Below Fee

IDR 50,000

Minimum Below Monthly Averange Balance < IDR 5,000,000 (effective as 01 April 2015)

IDR 10,000

A balance prior to cash withdrawal of < IDR 10 Million will be charged with withdrawal fee of IDR 7,500 (ATM Bersama & Prima Network), IDR 12,500 (MEPS Network) and IDR 30,000 (MasterCard/Cirrus Network).

Terms & conditions for account opening

  • Complete the Opening Account form.
  • Complete the KPUPR Form, Terms & Conditions form of CIMB Niaga Hypermart Savers, NPWP and other required documents.
  • Register CIMB Clicks.
  • Submit a copy of your KTP/KITAS/KITAP.
  • Initial deposit of IDR 100.000,-.

 

Terms & conditions of 10% cash back:

  • Transactions are to be performed using EDC CIMB Niaga.
  • The program is valid for CIMB Niaga Hypermart Savers Accounts.
  • The Cash Back Program is valid per CIF/customer, not per account.
  • Maximum transactions per month are the total accumulated amount that you have spent at Hypermart & Foodmart (not valid for Foodmart Express) over 1 month.
  • Cash back bonus shall be credited at the end of the month following the spending.
  • Transactions performed with Poin Xtra are not eligible to receive cash back.
  • These conditions apply from 1 January - 30 June 2016.
  • The conditions for receiving cash back with respect to the average monthly balance are as follows:

Simulation of 10% Cash Back

Customer

Customer Hypermart Savers Average Monthly Balance in the month of transaction

Accumulation of spending transactions/month at Hypermart & Foodmart

Cash Back Calculation

Customer A

Rp. 5 Million

Rp. 1.000.000,-

10% x Rp. 500.000,- =Rp. 50.000,-

Cash back received Rp. 50.000,-

(because the customer’s average monthly balance is Rp 5 million, with total spending calculated at just Rp 500.000,- so cash back received is 50 Thousand)

Customer B

Rp. 55 Million

Rp. 10.000.000,-

10% x Rp. 10.000.000,- = Rp. 1.000.000,-

Cash back received Rp. 1.000.000,-

(because the customer’s average monthly balance is Rp 55 million, with total spending calculated at a maximum of Rp 10 Million and maximum  cash back received of Rp 1 Million)

Customer C

Rp. 35 Million

Rp. 10.000.000,-

10% x Rp. 2.500.000,- = Rp. 250.000,-

Cash back received Rp. 250.000,- (because the customer’s average monthly balance is Rp 35 million, with total spending calculated at Rp 2.5 Million and maximum  cash back received of Rp 250 thousand)

Customer D

Rp. 2 Million

Rp. 1.000.000,-

Not eligible to receive cash back

(because the customer’s average monthly balance is less than < Rp 5 million)

Important note for customer:
Hypermart’s product and services offered to customer by CIMB Niaga, is not a product and service of CIMB Niaga and anything related with Hypermart’s product and service is not an obligation and responsibility of CIMB Niaga.

If there is any problem, whether related to Hypermart’s product and service between customer and Hypermart, it will be resolved by customer and Hypermart without involving CIMB Niaga and thereby custiomer will free CIMB Niaga, its management and employees for the problems.

Hypermart’s products offered to customer may change any time in accordance with the cooperation between Hypermart and CIMB Niaga.